The new year brings new opportunities to server your clients - including seniors to whom you have sold life insurance in the past but whose coverage needs have decreased because circumstances have changed.

Recent estimates show that each year owners of more than $100 billion of life insurance policies either will have an active interest in selling or no interest in owning their policies. Most of these owners are not aware of their liquidity options beyond their policies' cash surrender value.

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 Life_Settlement_Bill_Gradison.pdf